Question 1

What is RISE Investments?

Accepted Answer

RISE Investments is a fee-only investment advisor registered with the Illinois Secretary of State Securities Department. We provide individuals and families located in any of the 50 states with comprehensive financial planning, tailored investment management, tax-optimization, and estate planning services. We specialize in working with mid-career professionals, high-net-worth individuals and families, retirees, pre-retirees, and small business owners.

Established in 2019, we uphold a fiduciary duty to our clients, providing the industry's highest standard of care to help our clients achieve their long-term goals.

Question 2

What Makes RISE Different from Other Financial and Wealth Advisors?

Accepted Answer

We offer a unique value proposition within the wealth management industry. With over two decades of industry experience and a future runway measured in several decades, the independent advisory setting allows RISE Investments to grow alongside our clients while providing best-in-class solutions for our client's evolving multi-generational financial planning and investment needs. Our team members consist of CERTIFIED FINANCIAL PLANNER® practitioners and a Chartered Financial Analyst (CFA®) charterholder, which are two of the highest regarded credentials in financial planning and investment management, respectively.

Question 3

How Do I Become a Client?

Accepted Answer

You can become a client by contacting us or calling us today at (312) 620-4492.

When you contact us, we will answer any questions you have and discuss your goals, circumstances, and objectives to determine if we are a mutual fit for each other. If there is a fit, we will guide you through each step of becoming a new client. Respecting your time and minimizing administrative work is one of our highest priorities when onboarding new clients.

Question 4

What is RISE's Approach to Investing?

Accepted Answer

As a fiduciary, we put your best interests and financial well-being at the forefront of our investment strategy. We provide customized and tailored investment solutions aligned with your specific goals and objectives, incorporating robust risk management techniques to safeguard your investments.

With a disciplined approach and a focus on fundamentals-based investing, we identify opportunities that not only meet your objectives but also enhance your overall financial health. As market conditions or your needs change, we may adjust your asset allocation to keep your portfolio positioned to meet your long-term objectives.

Our advisors are dedicated to making informed investment choices grounded in a few fundamental principles, providing a reliable path to financial success.
Asset Allocation
Unbiased Process
Long-term Perspective
Tax and Cost Efficiency
Intelligent Implementation
Opportunistic Investing (as appropriate)

Question 5

What are RISE's Fees?

Accepted Answer

We are "fee-only",  meaning we do not earn commissions or any transactional-based compensation. Rather, we utilize a tiered fee structure that is based on the scope of services you desire and size of your investment portfolio.  This aligns us with only your interests, not our own. The only way we do better is if you do better.

We believe our tiered fee structure is highly competitive in the industry. The fees our clients pay are most often lower than fees charged for comparable service standards by other financial professionals.  Click here to learn more about financial advisor fees.

We do not have any hidden or layered fees, and we do not receive compensation from anyone aside from our clients.

Question 6

Is There a Minimum Investment Amount to Become a Client?

Accepted Answer

No. Unlike most financial advisors, we do not require you to have a certain amount of assets to become a client. Rather, we accept new clients based on mutual fit, circumstances, and scope of services desired.

Question 7

Is RISE Investments a Fiduciary?

Accepted Answer

Yes. We are legally obligated to put clients’ interests first at all times. It is important to be aware that not all financial advisors are fiduciaries held to the standards of care and loyalty that accompany that responsibility.

Question 8

What Services Does RISE Offer?

Accepted Answer

We provide our clients with comprehensive financial planning, investment management, tax-optimization, estate planning, and charitable gifting services. While these services cover a wide variety of specific strategies and solutions, we commonly help our clients with:
Liquidity Events
Saving and Investment Planning 
Retirement and Income Planning
Major Life Transitions
Stock Options and Restricted Stock Units
Cash Flow and Debt Management
Insurance
Financial Goals
Tax-Smart Investment Solutions and Management
401(k) and IRA Rollovers
401(k) Plan Investment Advisory
Rebalancing and Tax-Loss Harvesting
Private Funds and Alternative Assets
Real Estate Investments
Estate Planning Strategies
Strategies to Minimize Estate Taxes
Risk Management and Insurance Solutions
Pre-Liquidity Planning for Business Owners
Tax-Efficient Wealth Transfer

Question 9

What Types of Investments Does RISE Help Manage for Clients

Accepted Answer

We primarily invest our client’s portfolios in listed common stocks, fixed income securities, and funds (such as stocks, bonds, real estate investment trusts, mutual funds, and exchange‐traded funds). As appropriate per client circumstances, needs, and suitability, we may also invest a portion of our client’s portfolios in privately placed funds and investments, such as private real estate, hedge funds, private equity, private credit, and other non-listed pooled investment vehicles.

We tailor each of our client's investment portfolios for their specific goals and objectives, incorporating robust risk management techniques to safeguard their investments.

Question 10

How Does RISE Protect Client Assets

Accepted Answer

Safeguarding client assets and maintaining privacy of confidential client information is at the forefront.

We utilize Charles Schwab to custody our client's assets, helping to reduce potential conflicts of interest and promote transparency. Charles Schwab has been in business for over 50 years and is widely regarded as one of the most reputable and safest custodians in the industry, regulated by both the SEC and FINRA, ensuring adherence to stringent financial standards. Click here to learn about how Charles Schwab helps to protect client assets.

We take the issue of cyber/data security seriously and have implemented the following framework to protect client data:
"Clean desk" policies and procedures
Employee specific login usernames and passwords on company computers
Virus and malware protection
Segregation of all client information and documentation on the company's secure network (Microsoft OneDrive), which requires additional password and security requirements to access.

Question 11

What is RISE's Financial Planning Process?

Accepted Answer

It starts with building a relationship. The more complete our understanding of your life, goals, and objectives, the more comprehensive our solutions. Whether you have a clear vision for the future or need guidance to shape it, we play a privileged role in helping our clients discover, design, and bring their possibilities to life.

Discovery: It starts with a conversation. During our first meeting, we aim to gain a comprehensive understanding of your financial goals, assets, liabilities, values, interests, time horizon, and risk tolerance.

Construction of Your Plan: We'll leverage the information you provide to us to analyze your current course of action and potential alternative courses of action.

Evaluation and Review: During our second meeting together, we'll present your plan, recommended course of action, and our analysis of your current investment portfolio. We'll walk through all key aspects of your plan, answering any questions you have.

Finalization: Sometimes new information comes up during the Evaluation and Review stage. If any adjustments to your plan are needed, we'll make the adjustments and deliver a revised plan.

Implementation: We'll work together to begin implementing your financial plan. Implementation includes our client onboarding process, beginning with account opening and consolidation, followed by a portfolio transition conversation, tax considerations, and any advanced planning priorities, if applicable.

Monitoring and Re-Evaluation: As your goals, priorities, and circumstances change, so too does your plan. We'll continuously monitor and adapt your plan as appropriate to ensure it remains aligned with your aspirations and responsive to new opportunities and challenges you are presented with.

Question 12

Will I Receive a Dedicated Financial Advisor?

Accepted Answer

Each of our clients receives a dedicated CFP® professional financial advisor. Our financial advisors take the time to get to know you and your personal situation, unlike some larger financial institutions that often experience high turnover resulting in impersonal client service. We take pride in delivering superior, white-glove client service experiences.

Our Story

Background

Meet Your Team

Who We Serve

Working Professionals

Families

Retirees and Pre-Retirees

Business Owners

Frequently Asked Questions